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Still sorting out your family’s finances for 2026? Many families are planning, prioritizing and preparing for future education costs, and choosing the right portfolio can play a powerful part in that process.

At the end of 2025, these five portfolios stood out as the most popular among Invest529 savers. Whether focused on growth, guarding principal or going for a hands-off approach, there is an option designed to fit a range of goals.

1. Target Enrollment Date Portfolio Series

Target Enrollment Portfolios follow a strategy that shifts from riskier investments (think equities) and toward more conservative investments (think bonds and cash) each year as you get closer to using the funds for your child’s post-high school education. These portfolios are designed to closely match your student’s expected high school graduation date.  It begins with a growth-oriented strategy and gradually shifts to more conservative investments, reducing risk as the goal date nears.

Related: Three Things to Know About: Target Enrollment Portfolios

2. FDIC-Insured Portfolio

For those seeking stability, principal protection and a zero-fee option, the FDIC-Insured portfolio invests in an FDIC-insured deposit account. This portfolio provides a competitive rate of return while prioritizing stability and minimizing risk.

Related: Three Things to Know About: Principal Protected Portfolios

3. Total Stock Market Index Portfolio

The Total Stock Market Index portfolio provides broad exposure to the entire U.S. equity market including large-, mid- and small-cap companies. This diversified approach aims to capture overall market trends and long-term growth.

Related: Three Things to Know About: Index Portfolios

4. Aggressive Growth Portfolio

The Aggressive Growth portfolio invests primarily in U.S. and international stock market index funds, aiming for higher returns over time. This option is passively managed and carries greater risk but offers strong growth potential for those with a long investment horizon.

Related: The Things to Know About: Target Risk Portfolios

5. Total International Stock Index Portfolio

The Total International Stock Index portfolio provides exposure to developed and emerging markets outside the United States. This portfolio includes companies across Europe, Asia and other regions, offering global diversification and the potential to benefit from international economic growth.

Related: Three Things to Know About: Index Portfolios

Why These Portfolios Stand Out

Invest529 portfolios are designed to make education savings simple and effective:

• Diverse options: Choose from portfolios that match risk tolerance and timeline.
• Professional management: Experienced investment managers oversee allocations and adjustments
• Automatic rebalancing: Target date portfolios adapt over time, helping portfolios stay aligned without extra effort from the account owner.
• Transparency and flexibility: Clear performance metrics and portfolio details help investors stay informed.

Ready to explore options? Invest529 makes it easy to align a savings strategy with specific goals. Use the Portfolio Selection Assistant to find the portfolio that fits your needs and start building a brighter future today.

Want to make an investment change?

Changing investment options is simple, but limited. Account owners can switch portfolios within an Invest529 account, but only two investment option changes per beneficiary are allowed each calendar year.

 

Invest529 does not provide tax, legal, or investment advice. The information presented is an overview of the plan’s investment options and should not be considered advice. Before selecting a portfolio consider factors such as the age of your child and your tolerance for risk. Past performance is no guarantee of future results.