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Using a 529 Plan to Launch or Grow Your Tech Career

At a glance

At a glance

  • 529 accounts can be used to train for or grow a tech career.
  • Eligible programs may include colleges and universities, community colleges, technical and trade schools, certifications and apprenticeships.
  • Using a 529 account to build tech skills may be a great option for professional development or career changes.

Tech careers are growing fast. As of August 27, 2026, the U.S. Bureau of Labor Statistics projects 280,000 computer information and technology job openings each year from 2025–2035.1 Roles that rely on data and AI are expanding even faster: data scientist jobs are expected to grow 33.5 percent between 2024 and 2034.2 (Related: 5 Information Technology Careers You Can Pursue in Less Than a Year)

As more adults expand their horizons to explore new IT careers, add technical skills to their résumé, or look for flexible training options, some may not realize a 529 account can help pay for these programs. While 529 plans are often associated with four‑year colleges, they can also be used to fund a broad range of programs. Signed into federal law in 2025, H.R. 1 expanded how families can use 529 accounts, including paying for post-high school credential programs not offered by traditional college or universities. (Related: Big Changes for 529 Savers)

Ways to Use a 529 for a Tech Career

There are many practical, short‑term ways to use a 529 account for tech-focused learning:

Program Eligibility & Qualified Expenses

Generally, programs are eligible for 529 funds if authorized under the Workforce Innovation and Opportunity Act (WIOA) or offered by an accredited institution. Your state’s Eligible Training Provider List (ETPL), typically found on your state’s Department of Labor or workforce development website, is a great place to start.

Many short, flexible programs qualify for 529 funding, making it easier to learn new skills, upskill for your current role, or switch careers. Whether you’re exploring a new path or leveling up your skills, a 529 account offers a flexible and practical way to fund your tech education. (Related: Can I Use a 529 Account for Myself?)

 

1. U.S. Bureau of Labor Statistics. (2026, August 27). Computer and information technology occupations. Occupational Outlook Handbook. https://www.bls.gov/ooh/computer-and-information-technology/

2. U.S. Bureau of Labor Statistics. (2026, July 16). Artificial intelligence, information technology, and employment, 2024–34. The Economics Daily. https://www.bls.gov/opub/ted/2026/artificial-intelligence-information-technology-and-employment-2024-34.htm